All OTC supplies are generic comparable of brand item. 0000013049 00000 n *{6f- Se8r Privacy Policy *Some members may also be eligible to use this benefit to purchase approved grocery items like fruits and vegetables, whole eggs and egg substitutes. Download OTC Network and enjoy it on your iPhone, iPad, and iPod touch. Step 5: Follow these instructions to reset your password quickly! They offer all the benefits of Medicare Parts A and B, plus additional member benefits and extras. If youve received your retail card in the mail and have questions, please call the number in the welcome kit that comes with your card. NationsBenefits, LLC. Please consult with your doctor before using any OTC products. Step 2: Next, locate the Login button at the top-right corner. 0000014510 00000 n 0000002082 00000 n It's our greatest hope that these cards will help our members get the health andwellness supplies they need duringa pretty tough time. In addition to your OTC benefit, you may qualify for extra benefits. Select Large Group companies. Quality Care That's Right for YouWhether you need a routine check-up or a specialty procedure, you want the best care you can find.BCBS recognizes doctors and hospitals for their expertise and exceptional quality in delivering care. You can use the debit card at the following national retail stores: Walmart; Dollar General; Family Dollar; Rite . Why Now? Members will be able to choose from a package of nine benefits, which may include benefits such as dental, vision, and hearing flex card; healthy food; and in-home . Site Map bluecross blueshield otc network card Requirements, bluecross blueshield otc network card web address. Horizon Insurance Company ("HIC") has a Medicare contract to offer HMO, HMO-POS, PPO and Part D Medicare plans, including group-Medicare Advantage plans and group Part D Prescription Drug plans. 0000004028 00000 n Disponible nicamente en ingls. otcnetwork.com. This is the preferred method to use this benefit, providing members more choices and value for their allowance. 0000013791 00000 n Medicare Supplement plans are provided by Horizon Insurance Company. 0000013942 00000 n Flexible Benefit Card balances will be loaded to their existing OTC card and will be available to use on January 1, 2023. You get a prefilled debit card to shop for approved OTC items in-store at participating retailers, . Every year, Medicare evaluates plans based on a 5-star rating system. Please note that retailer websites like Walmart.com are no longer available for your online orders. licensee of the Blue Cross Blue Shield Association, an association of independent Blue Cross Blue Shield plans. Is the Blue Cross NC health&wellness card being retired? Help is available from With Regence Medicare Advantage benefits, you get routine dental, vision and hearing exams, plus a yearly eyewear allowance and hearing aid coverage. Your spending allowance will be added when your benefit starts and must be used by 12/31/23. Please go to, You must activate your card to use your 2023 benefits. 0000007710 00000 n 0000058047 00000 n Step 4: bluecross blueshield wellness card balance will send you an email with additional instructions on how to reset your password. <]/Prev 179279/XRefStm 1748>> Services provided by Empire HealthChoice HMO, Inc. licensee of the Blue Cross Blue Shield Association, an association of independent Blue Cross Blue Shield plans. Eligible fully insured group subscribers who get the cardsinclude subscribers on grandfathered and transitional plans. Order tracking can be found by logging into the OTC member portal. Step 3: Type your email address into the appropriate field, and then click the Submit button. Call member services for more information. (Gasoline is not included.). 0000058320 00000 n These plans can help you lower prescription drug costs and can protect you against increased out-of-pocket expenses. Use conveniently at participating retailers. In North Carolina, the price of ACA plans for individuals will be lowered an average of 1% for the third straight year. Overcomplicated benefits are a roadblock to healthy living. 2. Click on it. 2023 Horizon Blue Cross Blue Shield of New Jersey, Three Penn Plaza East, Newark, New Jersey 07105. Once your plan has started, you can use your card to buy eligible items that will help you care for your service dog. Please be aware you have clicked on a link to visit another site operated by a third party. Please go to, You must activate your card to use your 2023 benefits. The company has been working hard to contain rates for several years and has achieved results. Anthem Blue Cross is the trade name for Blue Cross of California. Step 1: Start your internet browser, and then go to the official bluecross blueshield otc network card website. When determining the specific amount for each health and wellness retail card, we aimed to provide amounts that are meaningful and helpful to members. Plus save time and the cost of a visit to your physician. Log in at HorizonEXTRABenefits.com. Check here bluecross blueshield otc network card official portal step by step. As of January 1, 2023, the Wellness Card is accepted at gyms and fitness centers in New York and throughout the United States. New over-the-counter (OTC) spending account on select plans that reloads every three months, which can be spent on qualifying health products using an OTC debit card; . Illinois Health Insurance | Blue Cross and Blue Shield of Illinois xref Vision plans eligible for retail cards refer to fully insured Blue 20/20SM plans. What is the over-the-counter benefit for Blue Cross and blue shield? Your card can be used at participating stores. $15 Off Your First Chewy Purchase of $49+ with Free Shipping. Blue Access for Members SM With a Blue Access for Members account, you'll have your health plan info in one place. To check your card balance, call 888-682-2400 or go to OTCNetwork.com . You qualify for up to $1,600/year for Over the-Counter (OTC) and Grocery* purchases. also covered by the policy. You'll receive $40 for each eligible goal you complete, up to three, for $120 total on your MyBlue Wellness Card for goals related to: Nutrition. 2023 Capital Blue Cross All Rights Reserved. 1 of adults prefer to treat their minor ailments with OTC medicines before seeking professional care. Step 3: Type your email address into the appropriate field, and then click the "Submit" button. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross Blue Shield Association. 2023 Regence health plans are Independent Licensees of the Blue Cross and Blue Shield Association serving members in Idaho, Oregon, Utah and select counties of Washington. Ifyou havent received your retail card after November 7, call us using the number on the back of your member ID card, to confirm your eligibility and mailing address. Regence ID cards are sent directly to the employer or to employees' homes. Medicare Supplement Plans help pay some of the health care costs that Original Medicare doesnt cover. You can also check your balance and make purchases from the online catalog. Its great for mental health too. FEP Blue Focus members** can earn rewards for getting their annual checkup with our Routine Annual Physical Incentive Program. Use the Quick Balance Check Tool for your OTC Card: Visit: https://www.healthybenefitsplus.com/AnthemBCBSOTC/Account/BalanceCheck or click here. Three easy ways to use your OTC benefit In-person. These are the steps to follow: Step 1: Log in to bluecross blueshield otc network card. Our vendor, NationsBenefits LLC, implemented a new system and they are working to correct the issues as quickly as possible. Your card can be used at participating stores. You will not need a PIN to use your card. Please go to, Your benefits allow for purchase of approved products and services. These special cards cannot be used to pay for insurance premiums, prescription drugs, tobacco, alcohol or firearms, but they can help pay for: And, you can use them at a variety of local retailers, including Walmart, Walgreens, CVS, Rite-Aid, Dollar General and Family Dollar. For Members Print ID cards, view claims, pay bills For Employers Manage your employees' benefits For Producers Find the tools to grow your business For Providers Request authorizations, submit claims, and access training Return Shopper Pick up where you left off Please select your account type. Chewy. bluecross blueshield otc network card Guide, bluecross blueshield otc network card Tips, Step-by-Step Guide to bluecross blueshield otc network card, Forgot bluecross blueshield otc network card password, People Also Ask bluecross blueshield otc network card. These ancillary products are sold to individuals of any age. 0000020251 00000 n licensee of the Blue Cross Blue Shield Association, an association of independent Blue Cross Blue Shield plans. For eligible items and a full list of participating retailers, visit HorizonExtraBenefits.com or call 1-800-480-6598 (TTY 711). Please select credit when checking out. If the end of the benefit period is approaching, you can order online or call us if you don't think your order form will be received in time. Empire BlueCross is an HMO D-SNP plan with a Medicare contract and either a contract or a coordination of benefits agreement with the New York State Department of Health. Orders can be shipped anywhere in the U.S., including Hawaii and Puerto Rico. Find stores near you that accept your Horizon EXTRA Benefits Card for OTC items. $5.47. Cards come in sets of two. How to begin using your OTC Allowance Card Once you activate your card, initial funds will be available through March 31, 2021. One of your enhanced benefits for 2021. Thats why they include lots of extra benefits, from dental, vision and hearing care to a meal-delivery service and more. The mailings come in. Download the myTotalBenefits app from the app store on your smartphone and use it to view balances, make purchases, manage your account and more. It usually takes about two weeks to receive replacement cards. From April 1 - September 30, from 8 a.m. - 8 p.m. local time, we are open Monday to Friday. Blue Cross prohibits the use of this benefit to order OTC items for family members and 3 vr?_VV|+=z$O;:9UK4o>K ,ZsfHR@-Zjk>+Q5d$X$1Fb,X%ZSDhU$#}*P[pU-#zt\1kK\~{t}k(_FmW:jE3w`klC9>C`OW_kaKih*H2NnVe,A:XN 9B${1x#"7YdH#T3`|il54CiV(q SqN27 B0 >e5tgPvvEO :EdWX-h]p5;y>iXyTEHe'1$} R$b{ beXkj{4CTwrD`mo |5H\CaB2K. No. Forgot User ID? Not applicable to self-insured plans, including balance funded medical plans. Yes. Your exclusive option for ordering online can be found at MyBenefits.NationsBenefits.com. All these may be purchased at a number of participating CVS . Blue Cross NC will issue $200 million to directly benefit members through the health and wellness retail cards. Over-the-Counter (OTC) Covered Items. Use your card on eligible items at participating retailers. Capital Blue Cross is a HMO, PPO Plan with a Medicare Contract. The Blue Cross NC Health & Wellness Retail Cardswill be retired - that is, they will be "deactivated" and no longer function, on October 31, 2021. Q: What can I use my Over-the-Counter (OTC) allowance on? Asthma. To check your card balance, call 888-682-2400 or go to OTCNetwork.com . 0000020349 00000 n Sydney Care is offered through an arrangement with Carelon Digital Platforms, Inc. Sydney Health and Sydney Care are service marks of Carelon Digital Platforms, Inc., 2023. 3. for Important Information. An independent licensee of the Blue Cross and Blue Shield Association. Medicare coverage that fits your life and budget. Forgot Password? Exercise. 1. Blue Cross NC is committed to helping as many of our customers as possible. 0000049200 00000 n Dental plans refer to Dental Blueand Dental Blue Select plans. Members can download the iPhone app from the Apple store and the Android app from Google Play. Just type in the first three characters of your ID number. The Covid-19 pandemic has changed our world and the things we focus on. 0000004739 00000 n Hypertension. Verify that your login information is correct in each field. Sydney Health is accessible for members who use the Engage Wellbeing app, but features are limited. 2 On average, each dollar spent on OTC medicines saves the U.S. healthcare system approximately $7.20. Retail cards don'tapply to FEP or State Health Plan vision or dental products. Your debit card is restricted to eligible items at participating retailers and merchants, which can be found online at HorizonExtraBenefits.com or by calling our Horizon EXTRA Benefits Card Member Services line Monday to Friday, 8 a.m. to 8 p.m. Eastern Time (ET), at 1-800-480-6598 (TTY 711). Ifyou havent received your retail card after November 7, call us using number on the back of your member ID card, to confirm your eligibility and mailing address. Participating facilities and fitness chains may vary by location and are subject to change. By shopping online through the MyBenefits Portal gives you access to nationwide shipping at no additional cost. 0000013915 00000 n 0000074233 00000 n Enrollment in Empire BlueCross depends on contract renewal. Once you become eligible, you will be able to use your Horizon EXTRA Benefits Card to buy select healthy foods at the start of the next quarter. Necesita su ID de usuario? To activate your card please visit: MyBenefits.NationsBenefits.com/activate or call 1-866-413-2582. Our program offers a variety of services, from virtual companionship to help with everyday tasks like shopping for groceries and picking up prescriptions.**. 0000001424 00000 n And many of our members in employer plans already have their premiums paid partially or in full by their employer. Once your plan has started, you can use your card to buy eligible items that will help you care for your service dog. To request a printed catalog and mail order form, call 1-855-856-7878 from 8 a.m. to 11 p.m. Eastern Time, Monday through Friday. This year, our members have experienced unexpected hardship and uncertainty due to the COVID-19 pandemic, high levels of unemployment and an economic slowdown. Blue Cross and Blue Shield of Nebraska (BCBSNE) and their pharmacy benefit manager Prime Therapeutics LLC (Prime) are offering an over-the-counter (OTC) discount card for Medicare Advantage members.. BCBSNE's Medicare Advantage members will receive a quarterly prepaid card by mail, redeemable for at least $25 per quarter. 0000127502 00000 n About the over-the-counter (OTC) benefit. Yes. Eligibility Information & Enrollment Instructions, Over-The-Counter (OTC) Benefit + Grocery (retail, online & in-store), Find a Horizon NJ TotalCare (HMO D-SNP) Doctor. Your benefits are conveniently loaded on your card, so you can shop the same way as you do for OTC products and scan your barcode for instant savings! Visit. Health and wellness cards may be used for qualifying health-related expenses such as food, over-the-counter medications, first aid supplies, baby care items, exercise equipment, vitamins and more at a variety of retailers including Walmart, Walgreens, CVS, Rite Aid, Dollar General and Family Dollar. The wellness card is accepted at gyms . Discover item eligibility & discounts in-store by scanning items. 0000058690 00000 n *Allowance renews each quarter; unused credit does not accumulate or carry over to the next quarter. A medical alert device provides 24-hour emergency assistance at the push of a button. You must be enrolled in Medicare Part B (Medical Insurance) and be entitled to Medicare Part A (Hospital Insurance) to enroll in this plan. Save with. For example, for 2021, ACA plans offered to individuals will be reduced by an average of 1% on a statewide basis, the third straight year that Blue Cross NC has lowered ACA rates and a three-year cumulative reduction since 2018 of nearly $1 billion. $300 per quarter for OTC personal health items that can be purchased from participating stores via a prepaid benefit card (At Walgreens, Dollar General, Rite Aid, Walmart, CVS) . OTC items may only be purchased for the enrollee; it is prohibited to purchase supplies for family members, and friends. Best seller. Let's Make Sure You're In the Right Place. 1 Some local participating retailers include Walmart, Rite Aid, CVS, and Walgreens. Services provided by HEALTHPLUS HP, LLC. This method gets funds to the most people possible. After that, hang on to it the card will be automatically reloaded with $25 on April 1, July 1 and October 1. And we're distributing these cards within a few weeks of receiving the risk corridor funds from the federal government, with as little delay as possible. 0000038445 00000 n Anthem Blue Cross and Blue Cross of California Partnership Plan, Inc. are independent licensees of the Blue Cross Association. Even if you carry a mobile phone, you dont know if the person you call will answer. Taking care of all the parts of your bodyfrom your teeth to your eyes and earshelps keep your overall health in top shape. Step 2 Once you've created your profile, you'll be directed to a list of healthy actions you can take to earn rewards. . To see all available Qualified Health Plan options, go to the Health Insurance Marketplace website at HealthCare.govHealthCare.gov . To see what you're eligible to earn, enroll in Healthy Rewards by logging in to your Anthem account and visiting the Benefit Reward Hub. To register, please select one of the following categories: Note: If you fall into more than one category, you must register for each separately using unique user names and passwords. Services provided by HEALTHPLUS HP, LLC. 0000004456 00000 n Blue Cross NC recently received funds from the ACA Temporary Risk Corridor Program and we're giving some of those funds back to our members. Online Log in to nationsotc.com/BCBSRI with your 16-digit card number. Aging doesnt have to slow you down. In the coming weeks, were mailing $200 million in health and wellness retail cards to more than 600,000 eligible member households across our state. Coronary Artery Disease. To verify available balance and participating retailers, call 1-888-682-2400 or visit www.OTCNetwork.com. Save my name, email, and website in this browser for the next time I comment. 3. For example, a family covered under a singlepolicy will have one subscriber but may have any number of affiliated members (partner, spouse, children, etc.) Your home fitness options include a complimentary Home Kit with your choice of a Fitbit or Garmin fitness tracker kit or a yoga, strength, swim or Pilates kit. Your dashboard may experience future loading problems if not resolved. A mobile app is also available for use on a smartphone or tablet by searching MyBenefits in their preferred app store. Step 2: Click the Forgot Password? link. Heres what you can expect when you choose Regence: Stay healthier and get the essential items you need for self-care. **Eligibility criteria apply; members who qualify can use up to four 60-minute visits per month at no cost. The remaining funds will be used to help lower our insurance rates for many customers in 2021. Cards should arrive within two weeks of the effective date, renewal date or a new employee's start-of-coverage date. Your exclusive option for ordering online can be found at MyBenefits.NationsBenefits.com 0000014777 00000 n If a Blue Cross NC customer has one of our vision (Blue 20/20) or dental (Dental Blue and Dental Blue Select) plans on September30, 2020, they are eligible for a health and wellness card. Pickup 1-day shipping. A member is any person, including the subscriber, who has coverage under a Blue Cross NCpolicy. Blue Cross & Blue Shield of Rhode Island - Registration Registration Welcome to BCBSRI's online services. Or take your wellness to the next level with weekly one-on-one live telephone coaching sessions that focus on nutrition, sleep, exercise, stress management and more. You also have access to Silver&Fits online library of 8,000+ digital workout videos. When will the OTC allowance card be available for Blue Medicare? Questions? Some Blue Cross Blue Shield of Michigan members with Medicare Advantage plans can get an allowance for free OTC items. The cards cannot be used to pay for insurance premiums, prescription drugs, tobacco, alcohol or firearms. The quarterly allowance will automatically be loaded onto the members. If youve received your retail card in the mail and have questions, please call the number in the welcome kit that comes with your card. Empire Blue Cross has partnered with NationsBenefits to offer you an Over-the-Counter (OTC) benefit with access to hundreds of approved health and wellness items. Other names or logos may be trademarks of their respective owners. The benefit information provided is a brief summary, not a complete description of benefits. Blue Cross Blue Shield of North Carolina is mailing out 600,000 "retail cards". Other marks are the property of their respective owners. If you are looking for bluecross blueshield otc network card? These health and wellness cards help us achieve several important goals: While the cards can't be used for every purchase, they can be used for many essentials, including food, over-the-counter medications, first aid supplies, baby care items, exercise equipment, vitamins and more at a variety of retailers. Members usually will not receive coverage for brand and generic prescription medications that have OTC versions available at the same prescription strength. Eligible products include all food items like fresh meats, fruits and vegetables, pantry staples and much more. 0000007531 00000 n 0000016599 00000 n Three easy ways to use the OTC benefit Once you receive your Flexible Benefit Card, you can redeem your OTC benefit any of the following ways: 2. Horizon BCBSNJ, and its subsidiary companies do not control these sites, and are not responsible for their content or the products and services offered therein. Members will get their health and wellness retail card in in the mail between October19 and November7 of this year with instructions on how to activate the cardand where it can be used. Anthem is a registered trademark of Anthem Insurance Companies, Inc. NationsBenefits, LLC. 0000037741 00000 n Go Back. Claims Payment Policies and Other Information. 2023 Horizon Blue Cross Blue Shield of New Jersey, Three Penn Plaza East, Newark, New Jersey 07105. That's why it's important to us that we do everything we can to help our members continue to make their health and wellness priority number one. 0 Step 1 To create and activate your online account you'll need your Blue Cross member ID card. Please allow up to eight weeks to receive your reward. Where Can You Access Benefits? Blue Cross and Blue Shield of North Carolina (BCBSNC) has announced it will issue $200 million in "health and wellness retail cards" to more than 600,000 eligible subscribers across the state. 0000082928 00000 n The employee who is subscribed to the insurance plan can order cards for any family member also covered in that plan. Register Now, Ancillary and Specialty Benefits for Employees. Empire BlueCross is an HMO plan with a Medicare contract. 50.6 /oz. Blue Cross & Blue Shield of Rhode . *Eligibility criteria apply; participation in the plans care management program required. Find stores near you that accept your Horizon EXTRA Benefits Card for OTC items. You will be asked to enter your IBX Care Card number and the last four digits of your Independence Blue Cross member ID, which is found on your health insurance card. Items will be shipped to you at no cost. Contact the plan for more information. Enrollment in Empire BlueCross depends on contract renewal. Blue Access for Members SM With a Blue Access for Members account, you'll have your health plan info in one place. Type in the following: your 17-digit card number your 4-digit security code the OTC Network app* to scan . Many members would either get no benefit or very little benefit froma premium waiverbecause the vast majority of our ACA members on an individual plan already get premium subsidies, or full subsidies, and pay very small or $0 monthly premium amounts. Find participating retailers. Your available OTC spending allowance amount will apply to eligible items and deduct from your total purchase. 0000079898 00000 n Where Can You Access Benefits? Exercise has benefits beyond improving your physical health. 0000019019 00000 n Phone lines will open today at 8:00 a.m. Eligible fully insured subscribers with an active health plan as of September30, 2020, will qualify. Your Highmark Wellness Rewards Prepaid Mastercard will be mailed directly to you following the processing of your claim. We chose to distribute these funds back to ACA individual under 65 members, and commercialand fully-insured medical and ancillary plan members. View Details Businesswire.com. Click below to access. FAQs - Empire Blue Cross Blue Shield OTC Benefits Card | NationsBenefits Q: Can I use my card at Walmart.com? CONTACT US. The new upgraded OTC Network app is here to make it easy. You should have your Blue Shield Promise Cal MediConnect member ID card ready when you place your order. If you need to find a new doctor who participates in one of our networks, our Doctor & Hospital finder makes it easy to find a health care professional who matches your needs. Choose from specific menus, including diabetic, gluten-free and heart-friendly. Sales tax may apply. For purchases totaling more than the quarterly allowance or card balance, members will swipe the My Benefit Card initially, then an alternative form of payment must be provided for the remaining balance. 1 in 3 Americans has a Blue card1 1.7 million unique providers2 54.5% in-network savings3 of U.S. hospitals in our networks1 of U.S. doctors in our networks1 Blue Cross Blue Shield Association: The Blue Cross Blue Shield System (accessed November 2020): bcbs.com/about-us/the-blue-cross-blue-shield-system. It usually takes about two weeks to receive replacement cards. Products and services are provided by Horizon Blue Cross Blue Shield of New Jersey, Horizon Insurance Company, Horizon Healthcare of New Jersey, and/or Horizon . Thats $270 every 3 months. Call Highmark Member Service at the number on the back of your Highmark Member ID card, seven days a week from 8 a.m . Find a doctor, pay your bill, check coverage and claim status and change how you'd like to be contacted. Blue Cross NC recently received funds from the ACA Temporary Risk Corridor Program and we're givingsome of those funds back to our members. Call us at 1-800-332-5762, TTY 711, 7 seven days a week from 8 a.m.-9 p.m. Blue Cross NC recently received funds from the ACA Temporary Risk Corridor Program and we're giving some of those funds back to our members. Members can call 1-833-SHOP-OTC (1-833-746-7682; TTY: 711) Monday through Friday between 5 a.m. and 5 p.m. Pacific time to order over the phone or request a catalog. %PDF-1.4 % One card with access to all of these benefits. (RTTNews) - Anthem Blue Cross and Blue Shield (ANTM), a provider of health insurance, and Kroger Health, a healthcare division of the Kroger Co. (KR), on View Details Nasdaq.com Insurance View More Anthem BCBS OTC 2022 in Healthy Benefits Plus 2023 The Horizon name and symbols are registered marks of Horizon Blue Cross Blue Shield of New Jersey. The app includes a digital member ID card for easy access on the go. 0000073566 00000 n Thats why Regence Medicare Advantage plans come with the no-cost Silver&Fit Healthy Aging and Exercise Program. By shopping online through the MyBenefits Portal gives you access to nationwide shipping at no additional cost. Prescription Drug: Clarinex ($30 a month) OTC Option: Alavert ($17.40 a month) Savings: A difference of more than 42% a month! Please go to, Your benefits allow for purchase of approved products and services. Independent licensee of the Blue Cross Association. Sometimes you will need to enter your username or email. What should you do if your bluecross blueshield otc network card password is lost? If youmisplaced your card or have any questions, call 877-277-7912 (TTY: 711). Subscribers in these plans were not includedbecause Blue Cross NC received these risk corridor funds from the federal government due to the substantial losses the company sustained on its fully insured commercial business during the first three years of the ACA. However, using your Benefits Prepaid Card in person at Walmart or other approved retail stores is accepted. Aging doesn't have to slow you down. Click "I Agree" to continue to the third party site. Anthem Blue Cross has partnered with NationsBenefits to offer you an Over-the-Counter (OTC) benefit with access to hundreds of approved health and wellness items. It's important to remind employees (and their families) that to simplify billing and reimbursement they should always carry their card with themeither the paper version or the one on their smart phone app. 121 55 endstream endobj 174 0 obj <>/Filter/FlateDecode/Index[20 101]/Length 24/Size 121/Type/XRef/W[1 1 1]>>stream To find a list of participating stores go to MyBenefits.NationsBenefits.com, A: Yes, you must activate your 2023 Benefit Prepaid Card to access your spending allowance.