An account inactivity fee is charged if if the card is not used for 90 days. Brink's Prepaid Mastercard. Release Summary. Keep in mind that if you want access to credit quickly, the Self Credit Builder Account with Secured Visa is not the path you should take. Card use subject to activation and identity verification. The Brinks Mastercard is a prepaid card designed for day-to-day purchases. Company, Member FDIC, upon card activation and identity verification.1. Greater of 2.0% of total check amount or $5.00 per check load. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. For example, it provides free withdrawals at 30,000+ MoneyPass ATMs ($3.95 at others). However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. 6,000,608 and 6,189,787. It's secure, fast, and free. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. All other trademarks and service marks belong to their owners. At Bankrate we strive to help you make smarter financial decisions. No Fee. transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Brink's Customer Service agent. Because Savings There is a Live Chat feature on the website under Customer Support. SuperMoney strives to provide a wide array of offers for our users, but our offers do not These are variable rates and may change Netspend Corporation.All rights reserved worldwide. Brink's gives you the peace of mind you deserve. Business Loans for New Businesses: What You Need To Know ? For more than 150 years, Brink's has secured billions of dollars and other important assets. Those who can Direct Deposit at least $500. 3 Fee may be assessed by reload location and may vary from location to location. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Unapproved checks will not be funded to your card. reduce the interest earned on the Savings Account. 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, Netspend Corporation.All rights reserved worldwide. theYear = now.getYear(); 6,000,608 and 6,189,787. Fee varies Per transfer. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders 1, 2020. No cost for online or mobile Account-to-Account The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Cardholder is responsible for repayment of any negative balance. The Brinks Prepaid Mastercard goes above and beyond our expectations for a prepaid debit card. Other prepaid cards like the Amex Serve Cash Back prepaid card may rake in more rewards and provide lower cost networks. With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. See the program FAQs and Terms and Conditions in your Online Account Center for additional Check the information is accurate and submit your application. Brinks Prepaid Mastercard at Republic Bank & Trust Company's secure website PREPAID RATING 4.8 OVERALL RATING 3.7/5.0 Our Review Brink's gives you the peace of mind you deserve. identity. What bank does Brinks prepaid Mastercard use Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. The Brink's Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. They will tell you how to reload the card. create up to a $10.00 negative balance on your Card Account. Does Brinks charge a monthly fee? and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. What Are The Different Types of Life Insurance? Brink's (NYSE: BCO) is based in Richmond Virginia, and is a global leader in security-related services for banks, financial institutions, mines, retailers, diamond and jewelry industries, pharmaceuticals, and a variety of other commercial For up-to-date Netspend is the federally registered U.S. service mark of Netspend Corporation. Enroll in Direct Deposit to get your paycheck or government benefits in your Card Account up to 2 days faster! Interest is calculated on the Average Daily Balance(s) of the Save time don't wait in line to cash your check, Save money don't pay fees to cash your checks, Access to a Savings Account up to a 5.00% APY. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Which Account Fits You Best? Cardholder is responsible You have not yet won. Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee. 6,000,608 and 6,189,787. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could Neither Plan Fee option includes any other fees. bank account, or get paid up to 2 days faster8 with no-cost Direct Deposit. Start to spend more time on the things that matter like family, friends and everyday life. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. You'll receive a Card in the mail within 7-10 business days. When it comes to rewards cards centered around cash back on everyday purchases, you typically want your points to be worth at least 1 cent apiece for a 1 percent cash return. You may also be charged a fee by the ATM operator. The Self Credit Builder Account marries the features of an installment loan, savings account and secured credit card to help people start their credit-building journey and establish positive financial habits. Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. You will need to pay $9.95, if you need a card replacement. There is a reload fee of up to $3.95 fee every time you reload the card. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. And your money is FDIC Insured by Republic Bank & Trust plus you get: Use your Card in everyday places and you could earn cash back offers back to your Card Account. With Brink's Direct Deposit, you can get paid faster than a paper check. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. Get a free consultation from a leading tax expert, in The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by . 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. No minimum balance necessary to open Savings Account or obtain the yield(s). Brink's Prepaid Mastercard charges a monthly fee of up to $9.95. Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. If your identity is partially verified, full use of the Card Account will be restricted, standard Replacement Card Fee. Securing cash and valuables since 1859.; With Brink's Direct Deposit, you can get paid faster than a paper check. See the Cardholder Agreement for details. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Just make five (5) transactions of $5 or more on your Brink's Money Prepaid Mastercard.1, Card use subject to activation and identity verification.2. To participate in the Savings Fill in the application form. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. Home equity line of credit (HELOC) calculator. The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. Card details Highlights Brink's gives you the peace of mind you deserve. As such, your money may go a bit farther with a debit or credit card. Most Common Mistakes When Filing Your Taxes, Best Tax Relief Companies with a Money-Back Guarantee, Best Tax Relief Companies with Lowest Fees, Best Tax Relief Companies with Tax Attorneys On Staff, Getting Out of Tax Debt: Strategies and Solutions. 5. Compare real offers from multiple lenders. Managing your money wherever, whenever. Netspend is a registered agent of Republic Bank & Trust Company. to see your driver's license or other identifying information. So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. For a complete list of fees, please refer to the fee schedule in the Cardholder Bankrate.com is an independent, advertising-supported comparison service. Netspend Corporation.All rights reserved worldwide. Neither Plan Fee option includes any other fees. If Cardholder is subject to The Brink's Prepaid Mastercard provides cardholders with an easy way to pay and manage money prior to opening a credit card or secured card account. Should You Use a HELOC to Pay Off Credit Card Debt? If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account. Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. LET'S TALK. Here are some of the ways to add money to your Card Account once you've activated your Card and verified your identity.1, Add Money to your Brink's Money Prepaid Mastercard >. Securing cash and valuables since 1859. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Pay- 9 Bill payments may be subject to fees. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Bankrates editorial team writes on behalf of YOU the reader. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Void in U.S. or originating bank. This is a third-party fee and is subject to change. See the Cardholder Agreement for details. Transfer of funds via ACH from your bank account at another financial institution to your Card Account. Brink's Prepaid Mastercard 1-877-849-3249 Monday - Friday: 8 AM. Hidden. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. Find out how. Certain products and services may be licensed under U.S. Patent Nos. Copyright 2023 SuperMoney, LLC. The Brinks Prepaid is only worth it in very specific situations, like if you cant open a traditional banking account. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. Youll earn 1 Payback Point per dollar on signature purchase transactions (just select credit on the keypad at checkout), minus your purchase fees. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by. Should you accept an early retirement offer? Prizes include (4) Grand Prizes valued at $5,000 each; (12) First Prizes valued at $500 each, (12) Second Prizes valued at @250 each, and (12) Third Prizes valued at $100 each. for repayment of any negative balance. Percentage taken of total check amount. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such now = new Date(); The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. We value your trust. Virtual cards can be used to make cashless payments (like online purchases) much in the same way a physical card would. PayPal's prepaid MasterCard charges $4.95 per month for unlimited purchases. iPad. Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you. Why Should You Get a Business Credit Card? document.write(theYear); Call our automated, toll-free number 1 If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of See the Its not a long-term option, but is a great short-term solution. Card activation and identity verification required before you can use the Card Account. Card use subject to activation and identity verification. NO PURCHASE NECESSARY. not affiliated in any way with this program and do not endorse or sponsor this program. Fee is determined and assessed by operator of Netspend Reload Network location, and varies depending on location. Your wireless carrier may charge a fee for message and data usage. Should You Hire a Debt Settlement Company or Do It Yourself? Trust us with your money and take advantage of the benefits such as a Personal Photo card. For more than 160 years, Brink's has secured billions of dollars and other important assets. I mention reloading because it would be IMHO, the only reaso. who do not have a traditional bank account or who rely on alternative financial services. to fraud prevention restrictions at any time, with or without notice. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. (CT) brinksmoneypayroll@brinksinc.com Brink's Paycard 1-855-627-4657 Monday - Friday: 6 AM. Card may be used everywhere Debit Mastercard is accepted. information from the IRS, visit https://www.irs.gov/refunds. Certain products and services may be licensed under U.S . Fees 8.0/10. Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. If you plan to save your tax refund, this is the card for you. Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. No minimum balance necessary to open Savings Account or obtain the yield(s). that identifies each person who opens a Card Account. reduce the interest earned on the Savings Account. Pros and Cons of Refinancing Your Mortgage, Questions to Ask Before Refinancing Your Mortgage, SuperMoney's Student Loan Refinance Marketplace, How To Get The Best Student Loan Refinance Rates. person and may be one indicator to the credit type you are eligible for. Certain products and services may be licensed under U.S. Patent Nos. Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Interest is See full Official Rules for details. Put your picture on a Card for added security when paying a merchant in store. Approved purchase transactions may create up to a $10.00 negative balance on your Card Account. money on your Card via Western Union Money Transfer. We may also ask to see your driver's license or other identifying information. These are promotional rates and may change without notice pursuant to applicable law. Savings Account and is paid quarterly. $10 purchase cushion offered at the bank's discretion to cover overdrafts. Ends 1/31/22. Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. of a check or other direct payment method. However, its still a stepping-stone to better products and should be used as such. The interest rates and APYs of each tier may change. The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. Compare its features and fees in our detailed review. You can add money to your Brink's Card from an existing bank account or from another Brink's Card. All products, logos, and company names are trademarks or registered trademarks of their respective holders. Brink's Business Expense. now = new Date(); (CT) Saturday - Sunday: 8 AM. Take cash to any of the over 130,000 Reload Locations in the Netspend Reload Network to fund your Card.3. Cash back rewards are credited to your Card Account and are not available in the form The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Certain products and services may be licensed under U.S. Patent Nos. Read More Mobile Check Load is a service provided by First Century Bank, N.A. Because the Payback Points programs terms are a bit vague, its difficult to tell the exact point value. Card may be used everywhere Debit Mastercard is accepted. Our experts have been helping you master your money for over four decades. What Is Brinks Prepaid Mastercard? Set the dial to 0. Features 10.0/10. Here's an explanation for how we make money There is no minimum balance. 7. Netspend is a registered agent of Republic Bank & Trust Company. $9.95 per lost, stolen, or damaged Card replaced. For one, setting up direct deposits with the Brinks card means funds are available up to 2 days earlier than with a bank. Fee is assessed to transferor's account when the transfer is Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Here's how it works: Order a Card To order a Card, provide your name, mailing address and email address. Managing your money wherever, whenever. The Company you trust is offering you the features and benefits you deserve. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family. The redemption options can be valuable, but the point values and higher-yield reward opportunities are a bit foggy unless you already have an account. Open to legal residents of the 50 U.S. or DC, and legal age of majority prior to time/date of entry. The offers that appear on this site are from companies from which Bankrate.com receives compensation. Prepaid MasterCards are used like regular credit cards. Early 9 Custom Card Fee applies. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated Their use does not signify or suggest the endorsement, availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Intro Offer: Unlimited Cashback Match - only from Discover. Netspend is a registered agent of Republic Bank & Trust Company. See online custom card FAQs and the Fee Schedule in the Cardholder Agreement. Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. Interest is $5.95 per month. Brink's Money Prepaid Account - Brink's Prepaid Mastercard Are you an existing customer? There is a signature transaction fee of $1.50 every time a merchant requires signature-based authentification. Where the Discover it Secured Credit Card really outshines compared to the Brinks Prepaid is its reduced fees. Fee to send money is determined and assessed by Western Union. the Average Daily Balance which is $1,000.00 or less will be 4.91%. Cardholder Agreement for details. Brink's understands that time and money are valuable to you. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. 5 The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. Enroll in Direct Deposit to get yout paycheck or government benefits in your Card Account up to 2 days faster. 1, 2020. You could win up to $5,000 in the Brink's Show Me The Money Truck Sweepstakes. BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. Program sponsor: Netspend Corporation. Netspend Corporation, a Global Payments Company (NYSE: GPN) is a leading provider of general-purpose reloadable (GPR) theYear = now.getYear(); IRS Tax Debt Relief Program: What Is It and Do You Qualify? See the Cardholder Agreement for details. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Plan. Residents of Vermont are ineligible to open a Card Account. The Brinks Prepaid MasterCard comes with additional features. Earn unlimited 1% cash back on all other purchases automatically. Which certificate of deposit account is best? Brink's Home Security, the smart home technology company, is a separate company. With Brink's Direct Deposit, you can get paid faster* than a paper check. Brink's gives you the peace of mind you deserve. You'll receive a Card in the mail within 7-10 business days. Picture must meet Image Guidelines. Card may be used everywhere Debit Mastercard is accepted. Above that, the APY drops to 0.50 percent (0.49 percent variable interest rate), which isnt a terrible rate considering the current average APY. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Fee waivers and merchant offers have also been available in the past, so be sure to check your account every now and then for valuable opportunities. However, if used correctly, it can be handy in a bind and help people. Plan. Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.) Is Refinancing Your Student Loan Worth It? Republic Bank & Trust Company is not affiliated in any way with this optional offer and does not endorse or sponsor this offer. is the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. custom card requires resubmission of image and payment of Custom Card Fee; or (b) a replacement standard card requires payment of See the Cardholder Agreement for details. Fee is determined and assessed by operator of Netspend Reload Network In the US, different routing numbers may apply for different types of transactions and accounts. Reward offers are based on individual shopping habits. Do Private Student Loans Have a Statute of Limitations? Bankrateexpert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next. Another feature is the $10 Purchase Cushion: Brinks will create a $10 negative balance on the account to cover any overdrafts. After qualifying, Monthly Plan Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. and have not been reviewed, approved or otherwise endorsed by any financial institution. Standard text message or data rates may apply. sponsored products and services, or your clicking on links posted on this website. 6 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card. 1. Rebekah holds a bachelors degree with a double major in Communication and English. Domestic ATMs only charge a $2.50 withdrawal fee. Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. * See the online application for details about terms and conditions for these offers. But with Brink's Complete, they can improve savings & reduce the hours it takes to handle cash. Enroll in Direct Deposit to have your paycheck or government benefits onto your Card Account. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN. It's at +100 if everybody recommends the provider, and at -100 when no one recommends. The Brinks prepaid card is issued by Netspend and carries a nearly identical structure to the Netspend Visa Prepaid Card down to the rewards, fees and most benefits. Fraud prevention restrictions may delay availability of funds with or without notice. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. iPhone. Take our 3 minute quiz and match with an advisor today. Brink's Money Paycard - Cardholders. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. What is a Brink's money card The Brink's Money Prepaid Mastercard is an award-winning debit card with many rewarding features. Brinks costs $39.99 to $49.99 a month, depending on which plan you choose. With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Answer: It depends on the country where the card is issued. 6. In those cases, the Brinks Prepaid Mastercard is a solid prepaid credit card that offers a bit more flexibility than some competitors with its pay-as-you-go plan and $10 negative balance cushion. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. Turn the dial clockwise fully four times, and stop on the first number for the combination lock on the fifth turn of the dial. 4% of the U.S. Dollar amount of the purchase transaction. Netspend is the federally registered U.S. service mark of Netspend Corporation. Republic Bank & Trust Company and Mastercard are January 21, 2022 by William Nelson A prepaid Mastercard can provide people without credit or debit cards a way to shop online. 6,000,608 and 6,189,787. These are some of the most common fees associated with the use of your Card. Fee You'll also get text alerts each time the card is used so you'll always know the balance and you'll remain protected from unauthorized purchases. The maximum allowable savings account balance is $5,000. A FICO score/credit score is used to represent the creditworthiness of a The APYs were accurate as of Fraud prevention How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. person and may be one indicator to the credit type you are eligible for. All other trademarks and service marks belong to their owners. 1 prevention restrictions at any time, with or without notice. How much should you contribute to your 401(k)?
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